FOR INTERMEDIARY USE ONLY
Broker Help Desk
0345 223 4447

Our Process

From your first call to our dedicated short term funding broker desk, we will explain clearly what we offer and the process entailed to complete an application for your client. This means that there are no surprises when it comes to costs or timescales.

We take a personal approach to every case, carefully researching cashflow requirements and matching these with the best and most competitive product for your client, first time. The following is an outline of the main steps involved in our process and what you can expect from us when it comes to securing short term funding for your clients.

 

Call our specialist short term funding desk for free advice on your client's project. We'll provide you with all that you need to progress your client's enquiry. We will outline fees, interest rates, professional costs including valuation and solicitor costs and a list of the questions we need answered to provide you with a formal Decision in Principle.

No upfront fees payable.

   Fact Find

Meet with your client to complete fact find. If you already have required information, we can proceed straight to Decision in Principle
Decision in Principle requested. An approved decision usually the same day - up to 24 hours.
We'll run through the decision with you so that you fully understand what's being offered. You can then fully discuss the option with your client. We'll help you complete all paperwork and package the case in the best possible light to the lender with a sound exit strategy - correct first time.
Once your application is fully packaged, credit searched and underwritten, it's then time to instruct a valuation - the client pays for the valuation at this point.
Once we've received the valuation and have confirmation of the valuation figures, a formal offer will be produced. £995 arrangement fee payable at this point.

   Legals

The quicker we have all of the information from the solicitor, the better. We actively drive all parties concerned to make sure everything successfully completes within timescales needed. For urgent cases we can instruct valuation and legals at application stage.
Once all legals are satisfied, funds will be released and case will complete.